Health Insurance Maine is designed to fully or partially cover possible risk from illness, injury, or other medically related conditions. It's important to have health insurance for several reasons, but one of the main reasons is that it's designed to get you the best health care possible. Other health care insurance benefits include:. A Better Outcome. In general, Maine health insurance plans make sure that you experience a better health outcome when you need medical assistance. With health insurance, you're more likely to have a regular primary care doctor or health care provider, which is also statically linked to a lower mortality rate . Just because you get sick or injured should not mean uncertain care options, bankruptcy, or another negative outcome. Access to Preventative Care & Screenings. Health insurance typically covers p